ALFAM INSURANCE BROKERS LTD, Our Services

FIRE & SPECIAL PERILS

For Buildings, Wall Fence, Fixtures & Fittings and Contents in the Building. .

BURGLARY & HOUSEBREAKING INSURANCE

For Stock, Utensils-In-Trade, Furniture & Fittings.

EMPLOYERS LIABILTY/WORKMEN’S COMPENSATION INSURANCE

A mandatory cover by law which every employer should effect to cover all category of staff against injury and sickness or death whilst in employment. .

GROUP PERSONAL INSURANCE

By its title, it covers injury and death whilst in the course of employment the difference from the above is that it can be tailor made whereas the former is negotiated by law..

MACHINERY BREAKDOWN INSURANCE

For Loss of or Damage resulting from sudden and unforeseen physical loss, damage from causes such as Defects in casting & Material. .

CONSEQUENTIAL LOSS / LOSS OF PROFIT INSURANCE

on Loss of Gross of Profit/ Revenue as a result of fire.

PUBLIC/PRODUCT LIABILITY INSURANCE

In respect of your Legal Liability to members of the Public for Accidental Death or Bodily Injury or Accidental Damage to property..

CASH IN TRANSIT COVER

For Loss of Cash by Theft whilst in Transit from your premises to the bank or vice versa..

CASH IN LOCK SAFE COVER

For Loss of Cash by Fire or Theft whilst in Locked Safe.

MARINE OPENCOVER

To cover shipment of goods from oversea countries..

FIDELITY GUARANTY COVER

For Fraud committed by Employees..

GOODS-IN-TRANSIT COVER

On Goods-In-Transit within Federal Republic of Nigeria.

CONTRACTORS ALL RISKS

For loss or damage suffered by Contractors or the Insured in the course of carrying out construction and engineering works. Cover includes permanent and temporary works, construction plants etc..

MOTOR FLEET COVER

1. COMPREHENSIVE COVER - Private Vehicle - Commercial Vehicles 2. THIRD PARTY COVER - Private Vehicles - Commercial Vehicles .